Portfolio rebalancing
Rebalancing that finally crosses every account.
Clarity is portfolio rebalancing software built for the way you actually hold money — spread across brokers, retirement accounts, and a taxable account or two. Set target weights by strategy, see the drift the moment it appears, and get the exact trades to correct it.
Suggested, never executed. No account linking. The math runs on a ledger you approved.
Join the waitlist — 10% off for lifeSleeves · target vs. actual
- Income
- 32% / 30%
- Growth
- 41% / 40%
- Speculative
- 7% / 10%
- Hard assets
- 20% / 20%
Speculative is 3 points under target.
Drafted: BUY $31,200 across 2 accounts — suggested.
Why rebalancing gets skipped
The trades are simple. Knowing which ones is the hard part.
Each broker dashboard shows one institution. Your income strategy spanning three brokers doesn't exist in any of them, so the one number that matters — how far each strategy has drifted across all your accounts — is the number nobody computes. So the portfolio drifts, the winners run, and the allocation you chose quietly becomes one you never would have.
Spreadsheets
Get the math right — as long as you re-enter every balance by hand. Most people stop by week three, and a stale sheet rebalances to last quarter.
Robo-advisors
Rebalance only the accounts they custody, and only into their model. The held-away 401(k) and the brokerage you actually trade in are invisible to them.
Clarity
Treats everything you own as one portfolio, computes the drift, and drafts the exact trades — for you to place, across whichever accounts make the most sense.
How the rebalancing works
Targets, drift, and a drafted fix — in that order
01
Set targets by strategy
Group holdings into sleeves — income, growth, speculative, the kids' college — across every account and broker. Give each a target weight. These are the strategies you actually think in, not the buckets a broker imposes.
02
Watch the drift
Each sleeve carries its value, target, and current weight. When a position runs and a sleeve drifts past target, you see it at a glance — with the gap in points, not a vague red dot.
03
Get the exact trades
Clarity drafts the specific buys and sells that return you to target, chosen across accounts — so you can favor tax-advantaged space and avoid realizing gains you didn't have to. You review and place them. Nothing is auto-executed.
Suggested, never executed
The software does the watching. You keep the trigger.
Discipline rules live in plain English — “trim NVDA if it exceeds 30% of the growth sleeve” — and Clarity watches the threshold and drafts the order. It never places it. Rebalancing should make you more deliberate, not hand a model the keys to your account.
Trading rule · plain English
“Trim NVDA if it exceeds 30% of the growth sleeve.”
NVDA is 33.4% of growth.
Drafted: SELL 40 NVDA — suggested, never auto-confirmed.
Rebalancing, answered plainly
Common questions
What is portfolio rebalancing software? +
It compares your current allocation against the target weights you set and tells you which trades bring it back in line. Clarity does this across every account at once and drafts the specific buys and sells — it never places them for you.
How often should I rebalance my portfolio? +
Most long-term investors rebalance on a schedule (once or twice a year) or when an allocation drifts past a threshold, such as five percentage points from target. Clarity surfaces drift continuously, so you can act on either basis instead of guessing. More in strategic vs. tactical asset allocation.
Does Clarity place the rebalancing trades automatically? +
No. Clarity drafts the exact trades and explains why, but you place them at your broker. Nothing is auto-executed and no order is ever sent without you.
Can it rebalance across multiple brokerage accounts? +
Yes. A strategy that spans Schwab, Fidelity, and an old 401(k) is treated as one portfolio, so rebalancing accounts for what you hold everywhere. See tracking multiple brokerage accounts.
Do I have to link my brokerage accounts? +
No. Clarity never asks for a brokerage login. You keep holdings current by forwarding statements or confirmations, and the rebalancing math runs on the ledger you approved.
Rebalance the whole portfolio, not one account
Join the waitlist with a verified email and get 10% off, for life — because every number here is one you approved.