Mint alternative
The Mint alternative for people who actually invest.
Mint is gone. If you used it to watch your net worth and your investments — not just to categorize spending — Clarity is built for you: every account and every hard asset, organized by strategy, with no account linking and no data sold for ads.
Join the waitlist — 10% off for lifeWhat happened to Mint
Shut down, and folded into something else
Intuit closed Mint in March 2024 and steered its tens of millions of users toward Credit Karma — a credit-and-offers product that doesn't reproduce Mint's net worth tracking or its view of investments. The thing many people valued most — a single, honest picture of where they stood — left with it.
It's worth remembering why Mint was free. It surfaced credit-card and loan offers and monetized financial data; the user was the inventory. That model is exactly what made it disposable to its owner. A tracker you pay for is one that answers to you.
Mint vs. Clarity
An honest comparison
| Mint (discontinued) | Clarity Wealth | |
|---|---|---|
| Status | Shut down, 2024 | Active |
| Investments by strategy | Basic holdings | Sleeves, drift, rebalancing |
| Net worth incl. hard assets | Limited | House, cars, art included |
| Account linking required | Yes — bank logins | No — forward documents |
| How it's paid for | Ads & data, "free" | Subscription, no ads |
| Day-to-day budgeting | Yes | Not the focus |
| Price | Free (you were the product) | $120/yr |
The honest line: if Mint was your spending app, a budgeting tool replaces it. If Mint was how you watched your net worth and investments, Clarity is the upgrade — and it spans every brokerage account without a single login.
The difference that matters
No bank logins, by design
Mint required your banking and brokerage credentials so it could sign in and scrape. That was always the fragile, uncomfortable part — and the part that made the data valuable to sell. Clarity never asks for a login. You forward a statement or a confirmation; the AI does the data entry; you approve every number before it counts. Read the full security model.
Switching from Mint, answered plainly
Common questions
Is Mint really gone? +
Yes. Intuit shut Mint down in March 2024 and pointed users toward Credit Karma, which doesn't replicate Mint's net worth and investment tracking. If you used Mint to watch your whole financial picture, you need a replacement.
What happened to my Mint data? +
Mint let users export transactions to CSV before shutdown; some data could migrate to Credit Karma. With Clarity you start fresh from documents you forward, and you can export your full ledger and original files at any time — there is no lock-in.
Is Clarity free like Mint was? +
No, and that's the point. Mint was free because it showed credit-card and loan offers and monetized your financial data. Clarity is a paid subscription — $120 a year — precisely so your data is never the product. See pricing.
Does Clarity track net worth like Mint did? +
Yes, and further: every brokerage account plus real estate, vehicles, and other hard assets roll into one net worth figure, organized by investment strategy rather than just spending categories.
Does Clarity do day-to-day budgeting? +
No. Clarity is a net worth and investment tracker, not a transaction-by-transaction spending budget. If your main use for Mint was investments, net worth, and seeing the whole picture, Clarity is the closer fit; if it was categorizing every coffee, a dedicated budgeting app will suit you better.
Replace Mint with something that answers to you
Join the waitlist with a verified email and get 10% off, for life — paid software, no ads, no data sales.